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Prepaid Credit Cards, Debit Cards, & Prepaid Debit Cards
 The following pre-paid credit cards and prepaid debit cards can help you control your spending. A reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. If you tend to overspend or would like to control your spending then a pre-paid debit card or prepaid credit card could be a good card for you.
Best 14 Prepaid Credit Cards. Displaying
Prepaid Card Offers 1 - 14:
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Green Dot® Gold Prepaid MasterCard®
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Editor's Choice |
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» FREE $0 Activation Online –with NO credit check!
» FREE Cash withdrawals at over 15,000 participating ATMs
» FREE Online Bill Pay & Direct Deposit
» NO Monthly fee for any month with at least 30 purchases
» NO Transaction fees on US purchases
» NO Overdraft or penalty fees
» NO Minimum balance required
» GET $10 with Direct Deposit (see site for restrictions)
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
N/A* |
N/A* |
N/A* |
No Credit OK |
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SilverCard Prepaid MasterCard® |
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» Perfect card for Government/Benefits Checks recipients
» $0 activation with rebate*
» 100% guaranteed approval*/no credit check
» Free direct deposit of your pay or government check
» Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
» No overdraft fees or minimum balances
» Online Checking - Electronic or paper checks
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
N/A* |
N/A* |
N/A* |
No Credit OK |
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Baby Phat Prepaid
Visa® RushCard |
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» Show your style with the BabyPhat RushCard
» Guaranteed approval*
» No Credit Check
» Free Direct Deposit
» No Overdraft Fees/ No Check Fees/ No Interest Fees
» Free Credit Builder
» 56% of cardholders save over $300/ year using the RushCard
» Make money with our Refer A Friend Program
» Reloadable with a $10,000 maximum balance
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Terms |
N/A* |
No Credit OK |
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Vision PremierSM Prepaid Visa® Card |
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» $0 WEEKLY FEE – with Direct Deposit!
» $0 ACTIVATION FEE – with Direct Deposit*
» Guaranteed approval† with no credit check
» FREE unlimited purchase transactions
» FREE Direct Deposit – no more check cashing fees
» FREE Account Alerts – email and/or SMS text messages
» Pay any bill: rent, cellular phone, insurance, utilities, etc.
» Load cash at over 100,000 participating retail locations
» Take Control - no late fees, no interest, no NSF fees
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Terms |
N/A* |
No Credit OK |
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BuyRIGHT Prepaid MasterCard® |
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» Get cash at over 900,000 ATMs worldwide
» Pay your bills online or over the phone
» Eliminate payday hassles with free direct deposit
» Accepted at millions of MasterCard locations worldwide
» NO credit checks
» NO employment verification
» NO monthly or annual fees
»
Click here for details and application
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
N/A* |
N/A* |
No Credit OK |
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Prepaid Visa® Purple
Diamond RushCard |
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» FREE Direct Deposit
» FREE live customer service 24/7
» FREE text alerts and phone balance inquiries
» FREE optional credit building history
» FREE online money management tools
» Pay bills and shop online
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
N/A* |
See Terms |
N/A* |
No Credit OK |
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AccountNow® Prepaid
Visa® Card |
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» Build your credit history with iAdvance® Line of Credit
» Instant guaranteed approval* – no credit check, no security deposit
» $0 activation fee – when you load your card by direct deposit
» Free Direct Deposit – no more check cashing fees
» Free online check writing – no need for expensive money orders
» This is a prepaid card, not a credit card
*Subject to ID verification
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
N/A* |
See Terms |
N/A* |
No Credit OK |
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Facecard prepaid
MasterCard® for College Students |
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» A safe alternative to credit card debt.
» Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
» Instant and convenient access to funds and allowances.
» Have funds deposited directly onto your card-easier access to your paycheck.
» Safe and easy way to have funds when studying and travelling abroad.
» Receive Prewards, which are like coupons, put directly on your card
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
N/A* |
N/A* |
N/A* |
No Credit OK |
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Prepaid Visa® Black
Diamond RushCard |
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» FREE Direct Deposit
» FREE live customer service 24/7
» FREE text alerts and phone balance inquiries
» FREE optional credit building history
» FREE online money management tools
» Pay bills and shop online
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
N/A* |
See Terms |
N/A* |
No Credit OK |
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READYdebitTM Card |
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» 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
» Now with FREE Credit Builder!
» Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
» Pay Nothing Now! – No deposits or prepayments required to get your card.
» FREE Direct Deposit! – stop paying to cash your paycheck.
» FREE phone and online access to your card account!
» No declined transaction fees!
» Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
» Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
» Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
N/A* |
N/A* |
No Credit OK |
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Wired Plastic(TM) Prepaid Visa® Card |
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» Apply for the Wired PlasticTM Visa® Prepaid Card today!
» Accepted everywhere VISA is accepted
» No Credit Check, Income requirements or bank account required
» FREE Online Access to Account
» FREE Mobile Alerts – Text to your mobile and email
» FREE Bill Pay Service – Pay Anyone Online or Over the Phone
» FREE Rewards Program – Earn 1 point for every $1 spent
» NO Bounced Check, NSF or Overdraft Charges EVER!
» FREE Direct Deposit – Eliminate check cashing fees
» Add Cash Instantly at Over 100,000 Retail Locations Nationwide
»
Click here for details and application
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
See Terms |
N/A* |
No Credit OK |
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AccountNow® Prepaid
MasterCard® |
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» NEW! Now with the iAdvance(SM) loan option, no credit check needed.
» Instant Guaranteed Approval* – no credit check, no security deposit
» $0 ACTIVATION FEE – when you load your card by direct deposit
» Free Direct Deposit – no more check cashing fees
» Free Online Check Writing – no need for expensive money orders
» Free Credit Builder† – bill pay transactions are reported to PRBC®
» No Overdraft Fees – no minimum balance required
» Reloadable - $10,000 balance limit
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
N/A* |
See Terms |
N/A* |
No Credit OK |
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Prepaid Visa® RushCard |
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» Guaranteed approval*
» No Credit Check
» Free Direct Deposit
» No Overdraft Fees/ No Check Fees/ No Interest Fees
» Free Credit Builder
» 56% of cardholders save over $300/ year using the RushCard
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
N/A* |
See Terms |
N/A* |
No Credit OK |
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Facecard Prepaid MasterCard® |
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» FREE activation with NO annual or monthly fees!
» Instant Guaranteed Approval* - no credit check, no security deposit
» Free Direct Deposit - easy access to your funds
» Free Online Bill pay - no more mailing costly money orders.
» Free Money Transfers to other Facecard members - no more spending money on wire transfers.
» Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
» Receive Prewards, which are like coupons, put directly on your card.
»
Click here for details and application >>
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
N/A* |
N/A* |
No Credit OK |
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